Platform Architecture
A Layered Architecture for Financial Products.
Separating channels, identity, orchestration and systems of record keeps each concern testable and replaceable.
Browser / Partner App
Identity & API Layer
Orchestration & Business Logic
Partner Provider Connectors
Ledger & Reporting
Risk & Compliance
Layers and responsibilities
- Channels: web, mobile and partner applications consume only published APIs.
- Identity & API layer: authentication, authorisation, rate limiting and request validation.
- Orchestration & business logic: workflows, state machines, idempotency and policies.
- Provider connectors: adapters isolate each external provider’s behaviour.
- Ledger & reporting: authoritative operational records and exports.
- Risk & compliance: screening, monitoring, case management and evidence.
Design principles
- Contract-first interfaces with versioning
- Asynchronous events where latency allows
- Failure handled explicitly: timeouts, retries, compensation
- Data ownership defined per service
- Everything observable, nothing sensitive logged
Tell us what you are building.
Whether you are launching a new digital proposition or connecting existing financial systems, our team can help translate your commercial requirements into an implementable technical roadmap.